Previously Brad headed mobile money and innovation for Visa in Asia Pacific, the Middle East, North & West Africa and Pakistan. He has also been a retail payments and mobile money consultant to World Bank Group and Grameen Foundation, working in a variety of markets including the Philippines, Indonesia, Bangladesh and China. Prior to Visa, Brad was the founding Managing Director of WING Cambodia, the first bank-led mobile money deployment in Asia. During his tenure at WING, the business developed an agent presence in every province of Cambodia, integrated into five mobile operators, and received a number of awards for innovation. Brad was also instrumental in developing new regulations for mobile payments with the National Bank of Cambodia, and developing a number of strong development partnerships including International Finance Corporation and the AusAid Enterprise Challenge Fund. Brad holds a Bachelor of Commerce from Griffith University in Australia, and post-graduate business qualifications from the University of Queensland.